It is not difficult to go out into the world and see people with very expensive houses and cars, amongst other things. For years I wondered why I couldn’t have the same, while saving money for my future at the same time. How were people able to have such nice things that I could not afford? Having followed financial gurus and looking at what I had left after expenses, I just could not understand why I was so far off the mark. Perhaps you have felt the same way. Then I learned a major statistic-78% of Americans are living paycheck to paycheck.
That’s mind-blowing, right? Basically, walk into any neighborhood and roughly 8 out of 10 households you will see have no money left at the end of the month. That means many people with the nice house and Mercedes-Benz will have no money left over once they have paid for all they need and want.
So, if you want to keep up with the Joneses, here’s how. You need to finance all of the things you can’t afford. The Joneses do not have a massive amount of wealth. They have a massive amount of debt and no money in their bank account. Are there exceptions? Of course, but they are just that- exceptions.
Don’t be discouraged if you cannot comfortably afford all the material things you see other people buying. The people who have them can’t afford them either, They are paying for them with credit, not cash. It's okay to not keep up with the Joneses. If you want to win with money, you simply cannot do what that 78% of people do. However, know that winning with money is possible. Winning with money will not only allow you to afford some of the niceties you enjoy, it will also enable you to do more for others.
If you have become one of the Joneses, you should not be discouraged. You can still win with money by creating a solid financial future by adopting a sound, long-term financial strategy. Financial issues are some of the most prominent causes of problems in life. My goal is to help you solve those problems by teaching you to win with money.
If you need guidance, do not hesitate to contact me.